For finance teams that run weekly cash meetings

Bank-Truth Cash Forecasting, Made Real.

Every number ties to a bank transaction.

No more spreadsheet chaos.

Variance explained in seconds.

Cash truth, not cash guesses.

From bank feed to forecast.

13-week liquidity workspace with reconciliation, variance narratives, and action levers for CFOs who demand truth.

97% Cash Explained

0.8 day forecast error

13-Week Liquidity Workspace

As-of: Dec 29, 2024 08:00 UTC

Live

€M	W1	W2	W3	W4	W5 ▲ RISK	W6 ▲ RISK	W7 ▲ RISK	W8	W9	W10	W11	W12	W13
Opening	2.4	2.1	1.8	1.2	0.9	0.4	0.2	0.5	0.8	1.1	1.4	1.7	2.0
+ Inflows	+0.8	+0.6	+0.5	+0.4	+0.3	+0.6	+0.9	+0.8	+0.7	+0.6	+0.5	+0.6	+0.7
- Outflows	-1.1	-0.9	-1.1	-0.7	-0.8	-0.8	-0.6	-0.5	-0.4	-0.3	-0.2	-0.3	-0.4
Closing	2.1	1.8	1.2	0.9	0.4	0.2	0.5	0.8	1.1	1.4	1.7	2.0	2.3

3 red weeks│Min balance: €0.2M (W7)

Viewing Liquidity

What you run every week.

Monday 9am cash meeting

refresh snapshot variance actions

9:00

Refresh

Ingest overnight bank feeds

9:05

Snapshot

Lock as-of balances

9:10

Variance

Review vs last week

9:20

Actions

Assign unmatched queue

9:30

Levers

Model what-if scenarios

Finance-Native Primitives

Built for how treasury actually works.

Not dashboards. Not charts. Real finance artifacts.

Cash Ledger

As-of: Dec 29, 2024 08:00 UTC

Account	Balance	Explained
Main Operating (EUR) EUR • Active	€1,240,500	98%
Treasury Account (USD) USD • Active	$890,200	96%
Payroll Account (GBP) GBP • Active	£456,100	94%

3 accounts • Last sync 2 min agoTotal: €2.6M

0%EXPLAINED

Cash Explained

vs Unknown Bucket

Viewing Bank Truth

Meet Bank Truth

Balances and transactions as-of X.
No silent assumptions.

Bank-True / Reconciled / Modeled / Unknown badges on every number
Data freshness detection: bank vs ERP age mismatch warnings
Missing FX rates route to Unknown (never silently default to 1.0)
Cash Explained % metric with week-over-week trend

Under the hood: As-of timestamps locked per snapshot. Stale data blocks snapshot lock. Multi-currency with FX rate versioning.

Meet the Reconciliation Cockpit

Deterministic matches auto-clear.
Suggestions require approval.
Exceptions are owned.

4-tier match ladder: Tier 1 deterministic → Tier 2 rules → Tier 3 suggested → Tier 4 manual
Many-to-many matching: one bank txn ↔ multiple invoices, partials supported
Allocation conservation: sum(allocations) always equals txn_amount
Suggested matches require approval (no auto-apply, confidence shown)

Under the hood: O(n*k) indexed lookups, configurable tolerance windows, unmatched lifecycle with statuses and SLA aging.

Reconciliation Cockpit

1,247 transactions this week

Match Ladder

Tier 1

Deterministic72%

Tier 2

Rules-Based18%

Tier 3

Suggested7%

Tier 4

Manual3%

Unmatched Cash Queue

€20,600 pending

TXN-4421Wire transfer - Acme Corp

€12,4003dM.S.

TXN-4398Payment received - Unknown

€8,2005dUnassigned

Reconciling Data

13-Week Liquidity Workspace

W1

W2

W3

W4

W5

W6

W7

W8

W9

W10

W11

W12

W13

3 red weeks flagged

Minimum (P50)

€0.2M

Viewing Liquidity

Meet the 13-Week Workspace

Probabilistic forecasting,
not single-point guesses.

Cash math invariant: close = open + inflows - outflows (always)
Every cell drills down to row-level invoice/transaction IDs
P25/P50/P75 probabilistic forecasting with sample size N
Red week attribution: identifies which invoices cause shortfalls

Under the hood: Segment hierarchy with fallback chain. Delay = paid_date - due_date. Regime shift detection for payment behavior changes.

Meet Audit & Immutability

Locked means locked.
Every change is traced.

Locked snapshots are immutable (inputs + outputs frozen)
Canonical ID deduplication: 10-component fingerprint per row
Comprehensive audit logging: snapshot locks, match approvals, lever executions
Unknown bucket drilldown with severity categories

Under the hood: UNIQUE(snapshot_id, canonical_id) at DB level. Data lineage: SnapshotID, ImportBatchID, FX table version.

Variance Analysis

W3 | Dec 16 → Dec 23

Snapshot A

€1.8M

Dec 16, 2024

-€0.6M

Delta

Snapshot B

€1.2M

Dec 23, 2024

Variance Drivers

+New items added

-€320K

~Timing shifts

-€180K

✓Reconciled items

-€100K

Analyzing Variance

Liquidity Levers

What-if Scenario Builder

Vendor Payment Delay

0 days

0 days14 days

Revolver Draw

€0M

€0M€5M (facility limit)

Activate Factoring

Accelerate €300K receivables

W7 Balance Impact

After applying levers

€0.2M

No change

Adjusting Levers

Meet Liquidity Levers

What-if scenarios,
with role-based control.

Vendor payment delay slider with real-time grid impact
What-if scenarios cascade through 13-week forecast
Every lever execution logged for audit trail
Role-based access control (CFO / FP&A / Ops)

Under the hood: TreasuryAction and LeverPolicy models. RBAC enforces who can simulate vs. who can execute.

Meet Multi-Entity & FX

Global treasury,
zero silent assumptions.

Entity base currency enforced at ingestion
FX rates snapshot-locked and versioned per week
Intercompany wash detection with approval flow
Secrets never stored plaintext (env var retrieval)

Under the hood: WeeklyFXRate linked to snapshot. convert_currency() uses locked rates. No plaintext secrets in DB.

Warehouse Mode

Synced

Snowflake

read

write

G

Gitto

Read from Warehouse

↓bank_transactions

↓ar_invoices

↓ap_bills

↓gl_balances

Writeback to Warehouse

↑gitto_snapshots

↑gitto_matches

↑gitto_forecasts

↑gitto_audit_log

Warehouse Mode

Our Guarantees

What we promise

Non-negotiable behaviors built into every feature

Every number explains itself

Click any cell in the 13-week grid and drill down to the exact invoices and transactions that produced it. No black boxes.

Transparent

Uncertain data is never hidden

Missing FX rates, stale bank feeds, or unmatched transactions route to an explicit Unknown bucket—never silently assumed.

Honest

Locked snapshots are immutable

Once you lock a weekly snapshot, the inputs and outputs freeze. Reproduce any past state for audit or comparison.

Immutable

Suggested matches require approval

Tier 1 and 2 matches auto-clear. Tier 3 fuzzy matches show confidence scores and require human approval before applying.

Controlled

Live data connections

Your entire finance stack,
unified.

Bank feeds, ERPs, and warehouses flow into a single source of cash truth.

Banks

Plaid • Nordigen • MT940

ERP

SAP • NetSuite • QuickBooks

G

Gitto Engine

Match • Forecast • Explain

13-Week

Forecast Grid

Warehouse

Snowflake • BigQuery

Plaid

US/Canada Banks

Nordigen

EU/UK Banks

SAP S/4HANA

ERP

NetSuite

ERP

Snowflake

Warehouse

QuickBooks

Accounting

Xero

Accounting

BigQuery

Warehouse

Connector SDK

Unified interface for all data sources. Test → Extract → Normalize → Load with incremental sync, cursor-based pulls, and idempotent upserts.

Canonical Identity

Stable fingerprints, source-native IDs, DB constraints (UNIQUE snapshot + canonical_id). Dataset versioning with checksums and lineage.

Data Freshness

Per-source staleness monitoring. Bank vs ERP age mismatch detection. Auto-alert when thresholds exceeded. Lock validation before snapshots.

10 live connectors • Official SDKs • Bi-directional warehouse sync

Security & Auditability

Audit-friendly by design

We don't claim what we don't have. Here's what we actually built.

Immutable Snapshots

Every weekly snapshot is version-locked. Replay any point-in-time view for audit. No silent overwrites.

Versioned

Approval Logs

Every match approval, lever change, and manual override is logged with user, timestamp, and rationale.

Tracked

Full Lineage

Trace any forecast number back to the source bank transaction and invoice. Citation links throughout.

Traceable

SOC 2 Type II certification in progress

Enterprise SSO • Self-hosted option

Ready to run your Monday cash meeting with actual bank truth?

Book a demo to see the 13-week workspace with your data.

No credit card required

15-minute demo

See your own data